VA Hearing Aid Benefits 101

Many veterans returning from active duty develop hearing impairments and suffer from hearing loss. This is especially true among veterans deployed to active war zones and exposed to loud noises.

In fact, findings show that 48% of veterans who experience blast exposure reported lower sound tolerance. In fact, 38% of veterans without blast exposure also reported reduced sound tolerance.

If you suffer from hearing loss or some form of hearing disability, such as tinnitus, the Veterans Affairs (VA) may be able to help.

Does the VA Offer Hearing Aids?

The VA offers hearing aids to veterans as part of their VA health benefits. The hearing aids are provided to veterans registered in the Veteran Health Administration. Aside from being enrolled in the VA health system, veterans meeting certain eligibility requirements can get hearing aids.

On top of that, the provided VA hearing aids come with a three-year warranty to cover both hearing aid repairs and one-time replacement at no extra charge.

What Kind of Hearing Aids Does the VA Offer?

The VA currently has a contract with six of the biggest hearing aid companies in the U.S.:

  • Oticon
  • Phonak
  • GN Resound
  • Signia (Siemens)
  • Starkey
  • Widex

Veterans can order almost any make or model of hearing device they need, as long as it is from these six manufacturers. The device range covers nearly all hearing aid styles and types—including hearing aids with Bluetooth compatibility, cochlear implants, and other assistive listening devices.

Are Hearing Aids Through the VA Free?

All hearing aids provided by the VA are completely free, as well as repairs under the warranty and replacement batteries in the future. 

The device will remain free as long as the veteran receiving them maintains their VA eligibility. This includes having a clinical determination regarding their hearing disability and subsequent need for a hearing assistive device.

Can Any Veteran Get Hearing Aids Through the VA?

Not all veterans are entitled to receive hearing aids for free through the VA. As with other VA health care or VA disability benefits, there are certain criteria that need to be met. In many cases, the VA usually only provides hearing aids to veterans whose hearing was lost or impaired due to a military service-connected reason.

Will the VA Cover Ear Surgery?

Ear surgery or otoplasty may be covered under the VA Health Benefits package. Surgeries are covered under both outpatient and inpatient diagnostic and treatment services. This includes reconstructive or plastic surgery that resulted from trauma or disease.

What Is the VA Rating for a Hearing Disability?

The VA rating for hearing disability is based on veterans’ auditory test results. The VA disability ratings go from zero to 100% and will determine the veterans’ overall eligibility for benefits and treatment. The higher the rating or percentage score, the more VA benefits you may be eligible to receive.

In general, hearing loss disability ratings are on the lower end of the scale at around 10%. In many cases, a zero disability rating may be assigned if the hearing loss is not significantly disabling. Some veterans with tinnitus and hearing loss may receive separate ratings for each condition.

Does Your Hearing Disability Need To Be Service-Connected to Receive Help?

The VA primarily provides hearing aids and similar devices to veterans who suffer from service-connected hearing loss or hearing impairment. However, the VA may also provide hearing aids to veterans whose hearing disability stems from a medical condition that they are getting treatment for at the VA.

What Are the Requirements To Receive Hearing Aids Through the VA?

The VA only provides devices to veterans who meet any of the following hearing aid eligibility requirements:

  • Have a service-connected disability
  • Were former prisoners of war
  • Were awarded a Purple Heart 
  • Are permanently housebound or require regular aid and attendance
  • Have a hearing impairment that resulted from a disease or condition for which they receive VA care or VA disability benefits
  • Have profound hearing loss or severe hearing impairment that interferes with daily life

How Do I Apply for Hearing Aids?

Veterans who have yet to register or enroll in the VA health system can do so at their local Veterans Service office, at a VA Medical Center or clinic, or online via the VA website. The following documents are generally required to register:

  • Veteran’s DD214 or discharge papers
  • Driver’s license
  • Health insurance
  • Filled out Form 10-10EZ

Veterans already registered under the health system can book an appointment with the Audiology and Speech Pathology Clinic to get their hearing tested. This is necessary to get their VA hearing loss or disability rating and to determine their need for a hearing aid.

Once they have a doctor’s recommendation to get a hearing aid, they can get the devices ordered through the VA.

When Can I Expect My Application To Be Accepted?

Veterans who have newly applied for VA health care can expect to be contacted about their application within a week. After receiving a welcome call from the VA health care program, they can schedule an appointment to get their hearing tested.

Once they have their VA hearing disability rating and have ordered the hearing aids, it can take anywhere from a few weeks to more than a month to receive their hearing aids.

What Should I Know as a Disabled Veteran Applying for Financial Aid?

If you are a disabled veteran and want to apply for financial aid, it is important to do due diligence and know what benefits you can get. You can also check out our veterans’ benefits guide for more information.

After that, you need to know the various eligibility requirements for receiving financial aid, depending on the specific benefits or assistance you wish to receive.

It is also important to know the following:

  • How or where to apply
  • How to file for disability benefits
  • Factors that may potentially disqualify you from receiving aid
  • Disability compensation or financial assistance you can receive at the same time

How Can Trajector Benefits Help Me?

Trajector can help you navigate the entire process of getting VA hearing aids—from registering at the VA to getting your hearing tested and more. 

We also offer up-to-date information and provide various benefits resources, ranging from Social Security benefits to veteran benefits. Government services and military benefits continually get updated. 

Trajector makes it easier for you to keep up with any changes and ensure you understand everything you need to know to receive your due benefits. Contact us to learn more today!

The Significance of Purple Heart Day

Serving the country is a selfless act that entails severe risk and sacrifice and should never go unrecognized. Each year on August 7, we honor the United States Armed Forces members who have been wounded or lost their lives during military service with the National Purple Heart Day.

This special day of remembrance is dedicated to all who have sacrificed for our freedom. It’s a chance to express our gratitude and honor the members of the Army, Navy, Air Force, Marine Corps, Coast Guard, and other U.S. military branches who have selflessly served and defended our country. 

Read on to learn more about Purple Heart Appreciation Day, how it started, and how you can honor those who have bravely served our country.

What Is Purple Heart Day?

The Purple Heart is the oldest American military decoration in existence. President and General George Washington created what was initially known as the Badge of Military Merit on August 7, 1782. At the time, the Continental Army lacked funds, so General Washington had the badge made to commend and commemorate soldiers’ meritorious service.

It was made up of a piece of silk and a purple heart-shaped cloth patch with the word “Merit” embroidered in silver. Washington presented the award to only three soldiers who had served with exceptional bravery, fidelity, and service during the Revolutionary War. Washington’s subordinate officers awarded the Badge of Merit to other worthy recipients.

Although it was never formally abolished, the Badge of Military Merit was disused, and it wasn’t until after World War I that the decoration was resurrected. Then, on February 22, 1932, General Douglas MacArthur revived the Purple Heart award in honor of Washington’s 200th birthday. The modern Purple Heart is a gold medal with a purple heart and Washington’s profile in the middle.

The first recipient of this Purple Heart medal was General MacArthur himself. At the beginning of World War II, it was used to honor every soldier wounded in action against the enemy and recognize those with the meritorious performance of duty. The award was modified in 1944, discontinuing it for commendable service and opening it up to any U.S. Armed Force service member wounded or killed in combat.

According to the National Purple Heart Hall of Honor, over 1.8 million Purple Hearts have been awarded since the decoration’s re-establishment in 1932. It has been given to those who served in the Korean War, Vietnam War, Afghanistan War, and other military conflicts.

Purple Heart Day is a vital reminder of the service, dedication, and sacrifice of all those who gave their lives to defend our country. In addition, this day allows us to thank living recipients and honor those who have passed away. 

What Does a Purple Heart Signify?

When they receive the Purple Heart, wounded and killed service members are recognized for their courage, sacrifice, and patriotism. It’s a symbol of honor that commemorates their bravery and dedication to defending our country. This decoration also signals to future generations of military personnel the importance of committing to service despite the risks involved.

The color purple symbolizes the bravery and courage of those who have received the honor. It also represents the pain and suffering of war and shows respect for those who have made the ultimate sacrifice. It’s essential to remember that every Purple Heart recipient has a story of courage, loyalty, strength, and patriotism that can never be forgotten.

Is a Purple Heart a High Honor?

The Purple Heart is among the most prestigious honors in the U.S. military. It’s given only to military personnel wounded or killed in action or who have died from a wound or injury received during service. It is also bestowed posthumously to service members who were killed in action and their families. A high-ranking military official usually presents the honor to the next of kin in a formal ceremony.

Why Is It Called a Purple Heart?

The Purple Heart was first known as the Badge of Military Merit and was made to honor soldiers’ meritorious service. It became known as the Purple Heart in 1932 when General MacArthur revived it. This award is also commonly referred to as the Purple Heart because of the medal’s shape and color, representing its recipients’ courage and sacrifice.

Why Do We Celebrate Purple Heart Day?

The Purple Heart Day history dates back to the award’s creation in 1782 and its revival in 1932. However, the first official celebration of Purple Heart Day was in 2014, when it was established as an annual holiday. The purpose of this day is to recognize the service of our wounded and fallen heroes and to pay tribute to the living recipients of this distinguished honor.

Observing Purple Heart Day shows our appreciation for these brave men and women who have sacrificed for our country. We remember their courage, strength, loyalty, and patriotism and thank them for defending our freedoms.

How To Honor Veterans With Purple Hearts

A veteran with shrapnel wounds because of enemy action is an appropriate recipient of the Purple Heart honor. It’s essential to remember and honor them for their courage and strength. 

The best way to honor these brave men and women is by expressing gratitude for their dedication and support. This can include sending cards or letters of appreciation, attending memorial services and other gatherings, volunteering with organizations that support veterans, and donating to veteran-focused charities.

Best Way To Support Active Duty Service Members on Purple Heart Day

We can honor and support active duty service members on Purple Heart Day by sending letters of appreciation and care packages. These simple gestures of appreciation can go a long way in showing our support for our brave heroes.

Additionally, we can celebrate every military personnel member during Military Appreciation Month in May. This month also includes other military-focused holidays, such as Memorial Day, Armed Forces Day, and Military Spouse Appreciation Day.

How Can Benefits Help Me?

Purple Heart Day is a reminder of the courage and commitment of those who have served in the military. Benefits.com by Trajector Medical can help veterans with Purple Hearts and their families access benefits and resources.

Contact us today for more information and free advice on the available benefits and resources.

What are the Best Jobs for Veterans?

Who Hires Veterans the Most?

One of the biggest employers of veterans is the government—federal, state, and local agencies. The U.S. Department of Veterans Affairs is one of the largest employers of veterans in the country, but military veterans can also find opportunities in other government agencies, like the FBI and the Department of Defense.

Does Being Ex-Military Help Your Chances of Being Hired?

Yes, being an ex-military personnel can help your chances of being hired. Many employers value the skill sets, discipline, and work ethic that veterans bring to the table. Veterans are often trained to work well in high-stress situations, work effectively in teams, and show strong leadership skills. They are also typically detail-oriented and have a strong sense of responsibility.

What Are the Best Jobs for Veterans?

Job searching may be difficult, but it certainly isn’t impossible. Below are only a few of the best job fields for veterans:

Law Enforcement

Law enforcement is a career path that many veterans choose to pursue after leaving the military. Skills like leadership, teamwork, attention to detail, and the ability to work in high-stress environments can be highly transferable to law enforcement.

Some veterans may work as correctional officers or in other related positions within the criminal justice system.

Healthcare

Healthcare careers available to veterans are nursing, medical assisting, radiology technology, medical laboratory technology, physical therapy, and occupational therapy. 

Some healthcare workers may work with administration, research, or public health.

Education

Leadership, discipline, and attention to detail gained during military service can open a path to education. Veterans can enter positions for teaching, curriculum development, instructional design, and educational administration. 

Some veterans may also work in education policy or as education consultants.

Cybersecurity

Ex-military personnel with technical skills or military experience in information technology may succeed in cybersecurity, where they can apply their knowledge to help organizations protect their digital assets.

Aviation

Ex-military personnel with experience in aviation can apply as commercial airline pilots, air traffic controllers, aviation mechanics, and aviation safety inspectors. 

Construction

Ex-military personnel with military experience in engineering, construction, or manual labor may be well-suited to careers in the construction industry, like carpentry, electrical work, plumbing, masonry, welding, and heavy equipment operation. 

What Are the Highest Paying Veteran Jobs?

The highest-paying jobs for veterans will depend on their skills, military experience, and education. However, here are some careers that generally offer high employment salaries and are well-suited to military veterans:

Management Consultant

Management consultants work with organizations to improve their performance and profitability. The median salary is around $86,000 per year.

Information Technology Manager

Information technology managers are responsible for computer systems and technology infrastructure. They typically require a bachelor’s degree in computer science or a related field for employment. The estimated salary for this position is around $146,000 per year.

Physician

Military veterans with medical training or military experience may be interested in pursuing a career as a physician and may earn around $208,000 per year.

Financial Manager

Financial managers oversee an organization’s financial operations, including budgeting, accounting, and financial analysis. Financial managers earn around $134,000 per year.

What Are the Most Common Jobs for Veterans?

According to the U.S. Bureau of Labor Statistics, here are some of the most common veteran jobs held by military veterans:

  • Driver/sales workers and truck drivers
  • Operations managers
  • Maintenance and repair workers
  • Production workers
  • Transportation, storage, and distribution managers
  • Construction laborers
  • First-line supervisors of mechanics, installers, and repairers
  • Police officers and detectives
  • First-line supervisors of retail sales workers
  • Electricians

Many of these veteran jobs involve skills that military veterans develop during their service. Each is urged to explore career options that align with their skills, interests, and lifestyle choices.

What Are Some Other Ways To Assimilate After Military Service?

Assimilating to civilian life after military service can be challenging for many veterans. Here are some other ways that military veterans can ease the transition:

Seek Out a Support Network

Finding a community of fellow military veterans or supportive civilians can help them adjust to civilian life. Consider joining a local veterans organization or attending support groups.

Pursue Education or Training

Education and/or training can help veterans acquire new skills and qualifications to improve their job prospects and help them adapt to civilian life. Pursue a degree, take vocational training courses, or attend workshops and seminars.

Use Government Resources

The government provides resources and services to help veterans easily adjust to civilian life. Employment assistance, housing assistance, and healthcare resources can be accessed through the local Veterans Affairs office or online.

Volunteer

Volunteering can be a great way for veterans to give back to their community while building new connections and skills. Many organizations actively seek out veterans for volunteer opportunities.

Practice Self-care

Shifting to civilian life can be stressful and challenging. Remember to practice mindfulness, seek counseling or therapy, and regularly engage in physical activity.

How Can Benefits.com Help Me?

Benefits.com provides veterans with information and resources about the services that are available to them. For example, we can help you go through the military BAS rate 2023, military BAH rates 2023, and Chapter 31 VA benefits for better understanding. 

Benefits can advocate for veterans and represent their interests in interactions with government agencies, healthcare providers, and other service providers. This can help ensure that the veteran receives the services they are entitled to and their rights are protected. Let us help if you’re a veteran on a job search. Contact us today!

What Veterans Need to Know About PTSD VA Ratings

Many veterans have gone through extremely traumatic experiences during their time in service. They have seen and witnessed devastating events that may have influenced their mental health, which can lead to a mental disorder known as post-traumatic stress disorder (PTSD).

What Is PTSD?

PTSD, also known as post-traumatic stress disorder, typically occurs after a shocking or traumatic event, like combat, an assault, or a natural disaster. After experiencing the event, it’s natural for people to feel afraid. However, a traumatic event or experience can often trigger stress reactions that cause split-second changes in the individual’s system to defend themselves from perceived danger or avoid it completely. 

This flight-or-fight response is a common reaction when a stressor appears. While the response exists to protect a person from harm, it can disrupt one’s life if it is not controlled or managed.

PTSD Symptoms

Although some traumatized individuals experience short-term symptoms, many develop chronic (ongoing) PTSD. 

Depending on the severity of the traumatic event, the duration of PTSD may vary. For example, some people experience symptoms within the first three months after the incident, while others experience it much longer. 

Some of the severe symptoms can include:

  • Flashbacks: Reliving trauma repeatedly with physical reactions like increased heart rate and sweating
  • Sleep Issues: Trouble sleeping or consistent night terrors
  • Avoidance: Staying away from thoughts, feelings, events, objects, and places that are reminders of the incident
  • Reactivity: Being on edge, angry, or startled easily

Additional symptoms include:

  • Distorted feelings of blame or guilt
  • Negative thoughts about the self and the world
  • Loss of interest in activities
  • Frightening thoughts during the day

Take Note: It’s not always the case that these symptoms appear immediately after the traumatic event. Instead, these symptoms may develop weeks or even months after a PTSD stressor incident.

Does the VA Consider PTSD as a Disability?

Due to its symptoms’ seriousness and possible effects on veterans’ physical and mental health, the Veterans Affairs (VA) considers PTSD a disability and offers the appropriate compensation.

However, there are criteria that the veteran must meet to be eligible for compensation for PTSD. 

Criteria for VA Disability Benefits for PTSD

Veterans are eligible for VA disability benefits if they prove that their PTSD symptoms are connected to a traumatic event (also known as the “stressor”). An applicant must meet the following criteria:

  • The event occurred during their time in military service. 
  • They cannot function properly because of their apparent symptoms.
  • A doctor has officially diagnosed them with PTSD. 

Based on these criteria, VA recognizes a traumatic event in military service if:

  • A person suffered a personal or military sexual trauma, sexual violation, or serious injury. 
  • A person was threatened with death, sexual assault, or injury.

PTSD VA Rating Requirements

Once a person has been diagnosed with PTSD, the VA will rate the intensity of the conditions based on their established VA rating system.

  • 0%: The PTSD symptoms don’t interfere with daily life (including work, school, and family).
  • 30%: Mild symptoms are apparent, but they are not permanent. Veterans with a 30% rating can treat their condition with therapy and medication.
  • 50%: If pronounced symptoms cause problems in the veteran’s work and daily life, the VA rates their PTSD at 50%. 
  • 70%: At this rating, significant problems arise due to the symptoms of PTSD, which impact one’s work, relationships, and daily life. 
  • 100%: This disability rating is quite rare and applies only to disabled veterans who are not equipped to function accordingly in the workplace. They have been socially isolated and are in complete social and occupational impairment. 

What Is Considered Severe PTSD?

PTSD becomes severe if it starts to interfere with relationships and work. As such, those who receive a disability rating of 50% or more are often considered to have severe PTSD.

At What Point Is PTSD a Permanent Disability?

According to the automatic PTSD rating system, Veterans Affairs considers PTSD a permanent and total disability only if a veteran receives a 100% rating. 

Do All Veterans Receive Counseling for PTSD?

Fortunately, regardless of the veteran’s rating, they can still receive the necessary care as a benefit. The VA has over 200 PTSD programs, including free consultation, that can help disabled veterans overcome the challenges of this mental disorder and live a more normal life. 

How Do I Send My PTSD Claim?

To apply for a compensation PTSD VA claim for veterans’ disability benefits, an individual must fill out VA Form 21-0781, also known as the Statement in Support of Claim for Service Connection for Post Traumatic Stress Disorder or VA Form 21-0781a, which is also known as the Statement in Support of Claim for Service in Connection for Post Traumatic Stress Disorder Secondary to Personal Assault. 

After this, they need to gather supporting documents and evidence, if required, proving their PTSD claim. These include hospital and medical records and supporting statements from relatives, law enforcement, and other relevant parties. 

Compensation for PTSD

Once a VA claim has been approved, the disabled veteran will receive the following benefits:

  • Compensation Payments
  • Health Care
  • Treatment for PTSD

Depending on the VA rating, the payment per veteran may vary. The higher the disability rating, the more monetary compensation they will receive.

How Can Trajector Help Me?

Applying for VA disability benefits for a mental illness like PTSD can be time-consuming and overwhelming. That’s why Trajector offers advice to help veterans receive their deserved disability compensation. 

We aim to make applying for VA disability benefits as convenient as possible and support our fellow veterans in their mental health challenges.

Trajector’s Guide to VA Priority Groups

If you’re a veteran or an active duty service member transitioning to civilian life, the Department of Veterans Affairs (VA) offers a range of benefits and services for your healthcare needs.

In this veteran benefit guide, we’ll take a closer look at the VA priority groups, what they mean, and how they can affect your eligibility for VA benefits.

What Are Veteran Affairs Priority Groups?

VA Priority groups are a system the Department of Veterans Affairs (VA) uses to categorize and prioritize the healthcare services and benefits veterans are eligible for. 

A VA Priority Group is individually based on the severity of a veteran’s service-connected disability, income level, and other VA disability rates. 

A veteran assigned to higher Priority Groups can access a wider range of VA benefits.

Why Does the VA Have Different Groupings?

Priority groups help determine which veterans most need the VA health care program and long-term care.

For example, veterans with service-connected disabilities are often given higher priority for VA health care as they may have ongoing medical needs related to their service-connected disabilities. 

Veterans and active duty members with higher disability ratings are often given priority over those with lower ratings.

Similarly, veterans experiencing financial hardship or limited access to other healthcare options may be given higher priority for VA healthcare services.

Who Is Counted as Priority One?

Priority Group 1 veterans and active duty members are given the highest priority. They are eligible for disability compensation, employment services, and housing assistance, depending on their income level. 

They may also receive priority access to certain medical benefits, such as prosthetics, orthotics, and rehabilitation.

What Benefits Do Priority Disability Groups Receive?

The health care benefits and services available to priority disability groups depend on the disability’s severity, their income level, and their military service history. 

Some of the benefits that may be available to veterans in priority disability groups include:

  • VA Disability Compensation
  • VA Health Care
  • Vocational Rehabilitation and Employment (VR&E)
  • Home Loan Guaranty
  • Education and Training
  • Adaptive Housing

Veterans members are encouraged to contact the VA directly to determine their eligibility and for benefits and services enrollment.

How Many Priority Groups Are There?

There are eight priority groups established by the Department of Veterans Affairs, namely:

  • Priority Group 1: Includes veterans who have service-connected disabilities that are 50% or more debilitating or who are deemed unemployed as a result of their disabilities.
  • Priority Group 2: Includes veterans with service-connected impairments that are 30% or 40% debilitating
  • Priority Group 3: Veterans with 10% or 20% debilitating service-connected disabilities.
  • Priority Group 4: Includes veterans who get housebound benefits as well as aid or attendance from the VA
  • Priority Group 5: Includes veterans whose conditions are not service-related, those who have a service-connected disability rated 0% disabling, who are in receipt of pension benefits provided by the VA, or who are qualified to receive Medicaid benefits
  • Priority Group 6: Includes service-connected veterans with 0% compensation; World War II veterans; veterans who participated in Vietnam from January 9, 1962, and May 7, 1975; and those who were exposed to ionizing radiation while conducting air tests or during the situation at Hiroshima and Nagasaki
  • Priority Group 7: Includes veterans involved in the Persian Gulf War or after a military operation on November 11, 1998, and those who have not yet enrolled in the VA health care system
  • Priority Group 8: Includes veterans with a certain income level who are okay with paying copays and/or have net wealth greater than the VA national criteria and those who do not otherwise fit into a higher priority group

Contact your local provider to identify which priority group you belong to.

What Is Different About Priority One Benefits?

Priority Group 1 is the highest priority group established by the Department of Veterans Affairs (VA). Veterans in this priority group receive the most comprehensive benefits and services, which may include:

  • Full VA Health Care: This includes the full range of VA health care services, including primary care, specialty care, mental health care, and other medical services.
  • Priority Access to Care: Veterans in Priority 1 may receive appointments sooner than veterans in other priority groups.
  • Copayments: Veterans in Priority Group 1 do not have to pay copayments for VA health care services or medications.
  • VA Disability Compensation: Veterans in Priority Group 1 may be eligible for VA disability compensation based on their service-connected disability rating.
  • Vocational Rehabilitation and Employment (VR&E): Veterans in Priority Group 1 may be eligible for VR&E services to help them overcome barriers to employment due to their service-connected disabilities.
  • Housing Assistance: Veterans in Priority Group 1 may be eligible for VA housing assistance, including home modifications and adaptations grants.
  • Education and Training: Veterans in Priority Group 1 may be eligible for education and training benefits, including tuition assistance, college and vocational training programs, and other educational support.

It’s always best to seek professional advice to assess better the benefits you are eligible for.

Do You Need To Apply Differently If Your Disability Has a High Rating?

In most cases, you do not need to apply differently for benefits and services based on the severity of your disability rating and income level.

However, you may need to provide additional documentation to support your claim for eligibility, depending on the specific benefits and services you seek.

For instance, if you are applying for PTSD VA rating disability compensation, you must provide medical evidence of your mental disability and its relationship to your military service.

The VA will generally review your application as long as you fill out a VA form. If you are eligible, you will be assigned to the appropriate priority group based on the criteria presented by the VA.

Can Disability Rating Change?

Yes, disability ratings can change over time. 

If a veteran’s medical condition improves or worsens, the VA may adjust the veteran’s disability rating. This could result in an increase, decrease, or no change in the compensation and benefits the veteran is receiving.

Veterans can also request a review of their disability rating if they believe it is incorrect.

They can work with a VA representative or an accredited representative from a Veterans Service Organization to file an appeal.

How Can Trajector Help Me?

Trajector can support you as you navigate the complex process of obtaining disability benefits.

We will guide you through submitting your disability benefit application, ensuring that you provide all the necessary information and documentation required.

We can help you understand how to maximize your disability benefits, including accessing other programs and services available to you.

Trajector’s Guide to VA Rating for Migraines

According to the American Migraine Foundation, over 39 million Americans have migraines. However, this number only includes diagnosed and treated cases—some believe the actual number is higher.

Meanwhile, the same foundation stated that U.S. veterans are more likely to experience migraines than civilians. Using data from the Department of Veterans Affairs, about 36% of those who served active duty in Iraq for at least a year showed signs of migraine.

If you are a U.S. veteran and suffer from prostrating migraine headaches, you may be eligible for disability benefits. How much you can claim will depend on the VA rating for migraines. Learn more about this system here.

How Do Migraines Differ From Headaches?

Understandably, some people mistake migraines for severe headaches because others refer to them as migraine headaches, tension headaches, and sinus headaches. However, experts from the American Migraine Foundation consider migraines as disabling neurological diseases.

Their symptoms and treatment approaches differ from common headaches. Common symptoms associated with migraines include:

●      High Pain Levels: Migraines tend to cause pain in the head at severe to intense levels. This kind of pain throbs and pulsates.

●      Multiple Pain Locations: People usually feel migraines in the front or back of the head, sometimes both simultaneously. This pain would pound around the eyes or behind the cheeks.

●      Disabling Pain: Migraine headache pain would force the person to stop moving because any physical activity would worsen the sensations.

●      Nausea: People with migraines usually experience vomiting.

●      Long-lasting Pain: Migraine attacks can last for hours and even days.

Does the VA Count Migraines as a Disability?

Yes, migraines count as disabilities, making U.S. veterans eligible for receiving VA help. However, veterans must prove that the migraines they experience have a military service connection.

For example, a veteran might have developed a mental health condition during their deployment, such as posttraumatic stress disorder (PTSD), making their migraines secondary to the service-related condition they have. They may also have Gulf War illness, which affects up to 32% of military veterans.

Can Migraines Be Service/PTSD Related?

Yes. One study noted that there’s a connection between PTSD and migraines. If you have either of these conditions, it may be worth asking for a diagnosis of the other one, as well.

How Does the VA Rating System Work?

VA disability ratings depend on the medical evidence that a veteran submits as part of their VA disability claim. The VA may also obtain proof from their military records to validate veterans’ claims. Generally, the VA uses 38 CFR § 4.124a to rate disabilities from 0% to 100% in increments of 10%.

What Rating Do I Need From the VA To Get Migraine Treatment Covered?

Upon VA examination, the department may disburse disability compensation if they rate your condition at least 10%. Here’s a quick guide to determine what rating you are likely to get based on the frequency or level of your migraines:

●      10% VA Rating: You experience prostrating migraine attacks every two months, forcing you to lie down for several months.

●      30% VA Rating: You experience prostrating migraine attacks once a month for several months.

●      50% VA Rating: You experience completely prostrating migraine headaches, leading to economic inadaptability and individual unemployability.

How Many Migraines a Month Is Considered Chronic?

Medical professionals define chronic migraines using the following symptoms:

● At least 15 headaches a month.

● At least eight days of headaches with migraine features.

● Pain that occurs for more than three months.

How Do You Prove Debilitating Migraines to the VA?

You have a few ways to secure the benefits you deserve in a VA claim. Generally, the process involves collecting useful evidence surrounding your medical condition and including them when submitting a filled-out VA form. Some evidence can include:

●      Medical Records: You may include copies of your physician’s diagnosis to back your claim.

●      Employment Records: You may request attendance records from your company’s HR department to prove you missed work due to migraine attacks.

●      Headache Journal: It’s helpful to keep track of the pain you experience during migraine attacks to describe your condition properly.

●      Statements From Loved Ones: Family members, roommates, or friends living with you can share their statements if they witnessed you suffer from migraines.

How Do I Send In My Disability Claim?

The VA accepts disability claims in three ways:

  1. Online: Visit the VA’s disability compensation claim online portal.
  2. In-person: Fill out a printed VA form and mail it to the department’s address.
  3. Trained Professional: Get help from an accredited representative from a reliable third-party company, such as Trajector. We’re licensed to advice you as you complete the paperwork process.

Is It Hard To Get a Migraine Claim Approved?

Although the VA should look at each case fairly and accurately, it can be hard to get VA disability benefits approved. If you get denied, you may appeal the decision on your social security disability benefits using one of three review options:

  1. Supplemental Claim
  2. Higher-Level Review
  3. Board Appeal

Meanwhile, getting a professional to handle your case may be a better way to secure the benefits you deserve if you don’t want to risk denial.

What Are the Potential Benefits I Might Claim?

The pay you obtain as a veteran experiencing any disability will depend on the severity of your condition and its connection to your service. Whether you’re looking at a sleep apnea VA rating, PTSD VA rating, or insomnia VA rating, the numbers involved go from 10, 20, 30 percent, etc. However, the maximum migraine rating is 50% under Diagnostic Code 8100.

You can seek entitlement to TDIU benefits if your case involves migraines secondary to other service-related conditions, such as traumatic brain injury. For more information about VA disability benefits, visit our veteran benefit guide. 

How Can Trajector Help Me?

At Trajector, we are dedicated to helping veterans secure medical evidence to strengthen their benefits claims. Veterans need just as much help in obtaining essential documents to support their journey. Discuss your circumstances with us today!

How To Apply For Disability In New York

If you have ever needed to apply for Disability in New York but are unsure of the necessary steps, or you’re just intimidated by the process, we may have some answers to your questions! Here we can provide legal advice and walk you through the steps of applying for disability. It can seem intimidating and complicated to go through, but we are here to help you navigate!

What qualifies for disability in New York?

SSDI (Social Security Disability) and SSI (Social Security Income) are available for qualified applicants in the United States and those who can no longer work due to disability and are open for these individuals to apply for. These resources are designed to be available for those who are unable to work and are struggling with little to no income, and are having a hard time acquiring their basic needs due to injury, illness, or any other disability.

To qualify in New York, you must not be able to work due to a medical condition, you are unable to do the work you were doing before, you decide that you cannot adjust to working because of your medical condition, your medical condition or disability is expected to last for a minimum of one year and or will result in death. If any of these apply to you, you may be eligible to apply for disability in New York.

Is it difficult to get approved for disability in New York State?

The short answer to this question is yes, getting approved in New York is a bit difficult. Roughly 60% of people who apply for disability or Social Security Income do not get approved due to not meeting the criteria. To get approved in New York, applicants must be able to prove their disability or medical condition will last at least 12 months.

The medical conditions do not have to be occupation related. However, the disability must prevent the applicant from working. This may be difficult for some applicants to prove, as disabilities may range regarding the time required to be taken off from work.

How long can I expect to wait for approval?

The initial disability claims can take anywhere from 30 days to 90 days before getting approved, and if you do get approved you will not be able to receive your benefits right away. You will not be able to receive your benefits until after you have completed a five-month mandatory waiting period. The first benefit will be received on the sixth full month after your disability is found to begin.

How much does disability pay in New York?

Disability benefits are cash benefits paid to the individual who is now rendered unable to work due to a lasting medical condition or disability. The benefits are equivalent to about 50% of the former employee’s weekly work wage for the last eight weeks worked. The maximum benefit payment is capped at $150 a week, whether that’s long- or short-term disability benefits.

What should I know before applying for benefits?

You should know a few things before beginning the application process. You can not get benefits solely based on your doctor saying you are disabled; the SSA has a strict definition of disability, so to be considered disabled you must meet the criteria set by the SSA. You will receive an interview with a Social Security Representative, this will either take place over the phone or in your local Social Security Office. This interview will take at least 1 hour, but you can cut your interview time in half by having all the necessary documents on hand. You should also apply for these benefits as soon as you become disabled, as there are mandatory waiting periods involved in the process—the sooner you apply the better.

Can I submit an online application?

Fortunately, we have a couple of ways to apply for Social Security Benefits. You can apply with a physical copy on paper, or you can apply online. The best way to go about applying is to first see if you are eligible to apply. Then, gather all the necessary information needed to apply.

The necessary items to have on hand and ready for applying are:

  • Birth and citizenship records
  • Marriage or divorce information
  • Names and birthdates of all children
  • U.S. Military Service Information
  • Employment records (for the current year and previous 2 years)
  • Bank information (including direct deposit information)
  • Name and contact info so someone can help you with the disability claim
  • Contact information for all doctors, hospitals, and clinics you have been seen or treated at
  • Job history regarding when the disability began and you became unable to work
  • Your education and training information

These will help the application process go by much quicker and more efficiently. Then you can go to the application page for Social Security Benefits, and complete the application process. After that, submit the completed application, and an NYS Division of Disability Determinations will review your application and decide whether or not you are eligible for benefits.

Can you work while on disability in New York?

Once you have received Social Security Benefits, you are allowed what is called a trial period of up to nine months total over a five-year period to work. This means eligible employees are allowed job protection for this amount of time and still receive disability benefits. This testing period also allows individuals to test their strength and endurance in the work field to see if they are able to return to work without risking the loss of benefits.

How can Trajector help me?

Here at Trajector, we are here to help those who are struggling with disability get the medical and financial help they legally deserve. We know it can be hard or intimidating to get benefits, and we aim to help alleviate any of the additional stress that can come with applying for your benefits. We understand that it can be a very draining and emotional process and seek to help every individual client on a real and personal level.

We empathize with those who have had a difficult time trying to receive benefits and aim to help alleviate these struggles by helping navigate what may seem to be a very complicated and drawn-out process. That’s why we offer legal advice and additional resources to any qualified applicants looking for Social Security Disability benefits in New York State or anywhere in the United States.

A Guide to SSI Benefits for Children with Disabilities

Introduction

Caregivers of children with disabilities can be financially and emotionally strained, not to mention overworked. These young people often require extra care, not just from their parents and schools but also from physicians and therapists. Special equipment, like wheelchairs and hearing aids, can be expensive, so parents of disabled children might wonder what family benefits are available and how to qualify for them. To receive protection under the Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) programs, you need to know eligibility requirements and income guidelines. This article will explain how to qualify and apply for SSI disability benefits for children and how Trajector can help you get started.

Can children qualify for SSI?

In most cases, low-income children and young adults with disabilities qualify for Supplemental Security Income (SSI) benefits and cash assistance. As a program administered by the Social Security Administration, SSI is not only available to young ones who qualify for the disability program but also to certain foster children placed under foster care with an approved adoption agency or adoptive parents. The rules and regulations for eligibility are slightly different in each situation.

What might qualify a child for social security disability insurance?

Consideration for children’s SSI benefits differs slightly from the general disability criteria. When applying for a child who is disabled, the standards for meeting SSI requirements are strict. As a parent with limited income, your little one must have a medically determinable severe impairment that will last at least 12 months or result in death. Some of the most common types of disabilities related to children that the social security benefit covers include:

  • musculoskeletal disorders
  • mental retardation
  • blindness or visual impairment
  • deafness or hearing impairments
  • speech disabilities
  • neurological disorders
  • cancer, heart condition, or respiratory disorders

Read this article for more information about what qualifies as a disability for a child.

How much money can you receive to take care of a disabled dependent?

Social Security offers cash benefits to families caring for severely disabled dependents. One parent can usually receive up to $914 per month, and a married couple can receive up to $1,371 per month. Benefits for dependents with disabilities vary by state, so the amount received will depend on where you live. Also, the SSI disability benefit the family is entitled to is subject to any countable income your disabled child receives from other sources. Take that into consideration when applying.

How do you apply for disability on behalf of a child?

Once you’re confident that your child meets the childhood disability SSI eligibility criteria for a severe medical condition, begin putting together the necessary documentation to establish their disability. A medical opinion by a doctor, a diagnosis of the child’s disease, and evidence of how it affects your child’s educational and developmental progress are needed. Then you can inform the Social Security Administration that you want to apply for SSI for your qualifying child. Alternatively, call them at 1-800-772-1213 and ask to file for disability for your child.

 

Here’s our extensive guide on how to file for disability.

Is it hard to get approved for child benefits?

Yes, this is an all-around tough process. A denied disability claim is usually not always the fault of the applicant. Not all children with disabilities are eligible for benefits, and not all eligible children are approved or have a correct account. Strict interpretation of disability, income limit criteria, and lengthy paperwork mean you must jump many hurdles to get the support you need. You will likely be rejected at least once, so don’t get discouraged! Take another look at your application and ensure you’ve followed the instructions carefully.

Does the SSA qualify ADHD as a childhood disability?

Yes. SSA recognizes ADHD as a Neurodevelopmental Disorder under the umbrella of mental health disorders for which Social Security disability benefits are available. More specifically, if severe functional limitations cause marked restrictions in primary aspects of life, the SSI benefits for children with ADHD can be approved. Remember, though, that it is up to the SSA’s discretion whether or not a minor deserves coverage. So the SSI payment is not guaranteed no matter how qualified you are as an applicant.

Do mental illnesses qualify as childhood disabilities?

Yes. The SSA has to come up with a decision on how to classify your child’s disability. The Blue Book of Mental Disorders includes schizophrenia, bipolar depression, autism, and other mental health conditions that psychiatrists commonly treat. Since mental illness is a psychological or behavioral disorder that seriously affects a person’s thinking, feeling, and mood, the SSA will likely accept it as a childhood disability. While the SSA considers what qualifies as an extreme dysfunction on a case-by-case basis, mental illness would probably be eligible.

How will I know if my child is approved for SSI?

SSA will write you a letter that includes their decision. Typically, it takes 3 to 5 months to receive this notice. Sometimes they will contact you to clarify or get more information. If you disagree with their determination, you can request a hearing to dispute the matter. Within 60 days of receiving the letter of disapproval, you must complain about the denial by filling out a complaint form or reaching out to a local Social Security office near you.

For how long will my child be able to collect SSI?

An SSI recipient will receive benefits until age 18 when the teenager becomes ineligible. Monthly payment amounts change each year. So it’s important to check the Social Security website for updates. Besides receiving SSI, the physically impaired or special needs child can qualify for other benefits. For example, Medicaid coverage, a health care program for low-income earners, can cover these children’s medical costs. Also, your child may qualify for special education programs available in your state.

How soon can survivor benefits be set up for a child?

As soon as the child’s parent passes, the surviving spouse or guardian can make a formal request on behalf of the child to access the financial aid cover. Immediate survivor benefits may not be available for the month of the parent’s death because records need to be processed and approved. Automatic payment cannot happen right away. How quickly the Social Security Administration grants or disburses the benefits depends on various factors, such as the time it takes to receive the required documentation and review the suitability of the case.

What should I know before applying for disability for my child?

  1. Supplemental Security Income (SSI) funds the child support, medical, and living expenses of disabled children from low-income families.
  2. Children with disabilities are eligible for other government assistance programs like the Supplemental Nutrition Assistance Program (SNAP) under the Social Security Act, depending on their needs and circumstances.
  3. Apart from Medicaid services, a child who has a disability and needs additional assistance may also qualify for health insurance under a State Children’s Health Insurance Program (SCHIP) or an equivalent program like the Federal Employees Health Benefits (FEHB) or the US Family Health Plan (USFHP) and the National Guard or Reserve Members and Families health plan.

How can Trajector help me?

Trajector will work with you to explore all possible paths to obtaining government or private health insurance for your children. By working with a physician and allied health specialist, Trajector can assist in gathering the medical evidence needed to qualify for medical and physical therapy benefits.

A special needs child’s parent with low income and limited resources stands a better chance of gaining from a support system if they have a professional advocate to guide them through the perplexities of the medical assistance system.

Trajector represents families at all levels of appeal, helping them to gain approval with the Department of Human Services while working with the family to pursue maximum medical or financial compensation from insurance companies.

Government Benefits for Seniors Over 65

Whether it’s government benefits or financial assistance, finding the right benefits for senior citizens is challenging, especially with the influx of confusing information out there.

In this short guide, we’ll discuss all you need to know about government benefits and list the available benefits for seniors in the United States.

What are all the available benefits for senior citizens?

There are many benefits for senior citizens over 65.

These programs offer reduced or free cost options, including:

  • Health care
  • Housing assistance
  • Transportation services
  • Food and dining
  • Recreational activities

Some of these programs include:

Social security Administration

The Social Security Administration (SSA) is a government agency that offers financial support to American seniors who are over 65.

The funding source is payroll taxes withheld from the paycheck of working Americans.

The Social Security Administration tracks everyone that pays into the system.

This ensures seniors have sufficient retirement savings by investing the money into special securities systems accessible through specific programs like the Medicare savings program and social security retirement insurance benefits.

Reverse Mortgage Program 

Seniors who meet the requirements of the Reverse Mortgage program may qualify for a guaranteed monthly income payment. The requirements include the following:

  • Minimum age 62
  • Have their home
  • Have reasonable Value in home equity

The most appealing feature of the HUD Reverse Mortgage program is that as long as they reside in their home, older homeowners don’t have to:

  • Repay the money received from the program; or
  • Pay for interest on it

Medicare

Retirees don’t have to worry about their health coverage or the expensive cost of insurance plans. Thanks to Medicare – one of the most popular federal government programs for seniors.

Here’s how Medicare works:

Medicare Part A offers hospital insurance that is free of charge for most retirees.

Medicare Part B offers medical care and doctor’s visit at $148.50 monthly- some retirees may pay more.

Medicare Part B premiums can be removed from the beneficiary’s security payment, meaning there’s no bill.

Some Retirees may qualify for supplemental Medicare Part D, meaning that the Government covers the prescription cost.

These senior benefits can help people above 65 live a healthy and financially secure life.

Other additional benefits for seniors above 65 are:

  • Social security disability insurance (SSDI)
  • Supplemental Security Income
  • Veterans Health Administration (VHA)

What are medical flex cards, and how do I get one? 

A Medicare flex card is a debit card preloaded with a specific amount of money designed to cover certain health expenses.

Despite being called the Medicare flex card, this card is not issued by Medicare. But, a promotional process from private health insurance companies encourages people to apply for their Medicare plans.

Getting a medicare flex card starts with knowing the right private health insurance provider that gives away this card to encourage people to sign up for their Medicare Advantage Plans.

The flex card is scarce despite the recent uptick in internet advert.

For instance, the card may be offered by a specific private insurance company in a state and only available for customers who meet specific criteria and are on a select plan.

To apply for this card, contact a Medicare Advantage provider. Ask for information about the amount available, services covered, etc.

What are the criteria for senior benefits? 

Individuals classified as seniors have different eligibility requirements for receiving disability benefits. However, the employment requirements do not determine them.

To become eligible for senior benefits, you must be over 60 (assuming you pass other eligibility areas like the citizenship requirements).

The resource and income limits are higher to enable seniors to live comfortably.

In some cases, individuals above 60 must be unemployed to receive these benefits (although they may still be working). That’s why it’s important to know when to apply for social security.

Other programs are designed for seniors, depending on their location and eligibility.

These programs are funded through state and federal programs but run through local agencies like food banks and social service agencies.

To become eligible as a disabled senior, there are some options.

These programs have strict eligibility requirements and lots of documentation.

However, once a disability application is approved under SSI or a related state program, you can become approved for other disability services and programs.

When your application is approved, the SSA will assign a caseworker. A caseworker can help apply for other programs. In addition, you can assign someone to represent you for meetings or interviews regarding your benefits.

How much do you receive in monthly retirement payments?

It’s difficult to predict how much a senior can receive in monthly retirement payments.

The average social security benefits are expected to reach $1,827 per month in 2023. The highest possible social security benefit for a senior who retires at the full retirement age is expected to be $3,627 in 2023.

Can you work while receiving social security benefits? 

One of the most common questions among people is whether social security counts as income and whether an individual may work while receiving benefits.

It is still possible to get social security retirement and work simultaneously. However, remember that there’s a limit to how much they can receive.

SSI may reduce their benefit if a senior is younger than the full retirement age and earns above the yearly earning limit.

If they’re under full retirement age for the whole year, $1 will be deducted from the benefit payment for every $2 they earn above the yearly limit. The limit for 2022 is $19,560.

If their earnings are above the limit for the year and they’ll receive retirement benefits for some parts of the year, some special rules apply to earning for a year. For example, the special security disability rules after 50 allow social security to pay a full advantage for any month they consider you retired, irrespective of the individual’s yearly earnings.

How long does it take to get approved for senior benefits?

The social security approval process can be speedy, but because it is a government program with many applicants, waiting for up to six weeks to get approval is normal.

Remember that this timeframe only applies if everything works as expected.

Suppose your application contains incorrect information, such as an error in your social security number or birth date. In that case, you can expect a denial and start the whole process again.

Remember that non retirement social security benefits like disability may take up to 5 months for approval.

How Trajector can help me 

Trajector is committed to helping older Americans receive their entitled benefits on time.

With over 45 million American seniors above the age of 65 and more retiring and aging out every year, using the help of a benefits expert is a good step.

Trajectory works with industry professionals to support the legal protection and care that older adults desire.

How Much Money Can You Make on Social Security?

Millions of people rely on Social Security earnings during retirement or at least to supplement their retirement benefits, sometimes even before retirement age. But how much money can you make on Social Security, and how long does it last?

Keep reading to learn about Social Security income and eligibility requirements, including the retirement age and how it works.

How Much Can You Earn While Receiving Social Security?

How much Social Security you earn depends on your lifetime income. Of course, the more money you make while working, the more you’ll receive from the Social Security monthly benefit, but the retirement age you take benefits plays a role too.

Each year, the maximum Federal Supplemental Security Income payment adjusts with the cost of living. This is the maximum amount of earnings anyone can receive each year, but the amount you receive depends on certain factors.

How Much Does the Average Person Receive from Social Security?

For 2023, the Social Security amounts for eligible individuals are $914 and $1,371 for an individual with a spouse. These amounts are inflation-protected and adjust annually to ensure Americans have adequate retirement benefits.

What do the Social Security Amounts Depend on, and How Will I Know What I’ll Receive?

The first and most important factor the Social Security Administration considers for eligibility is if you are of full retirement age. Full Retirement Age (FRA) is the age you’ll receive 100% of your benefits and is 66 if you were born between 1943 – 1954. After that, the full retirement age increases by two months for each year you were born after 1954; for anyone born after 1960, the full retirement age is 67.

If you retire before your Full Retirement Age, you’ll receive a percentage of your full benefit, depending on the age you take it.

Since each situation differs, the only way to tell how much you’ll get is to use the My Social Security Account tool to determine your current and future earnings.

Can you Work While Living on Social Security Retirement Funds?

You can work while on Social Security and earn an income, but to be considered ‘fully retired,’ your wages must not exceed the annual earnings limit. The Social Security Administration adjusts the earnings caps each year based on the national wage trends. 

Does Income Affect your Social Security Benefits?

If your income exceeds the annual earnings cap for Social Security benefits, you’ll lose $1 of retirement benefits for every $2 your income exceeds the cap.

For example, if your wages are $5,000 more than the earnings cap, you’ll lose $2,500 in annual Social Security benefits or $416.67 per month. Remember that the monthly cap pertains to your gross income, not income after taxes.

How Much Money can you Make on Social Security Disability?

Social Security Disability is insurance you pay into during your working years that the Social Security Administration handles. If you become disabled and can no longer work, you might earn Social Security Disability Insurance pay for yourself and your dependents. You don’t have to be of full retirement age. Still, the disability must last for over a year and prevent you from doing your current work or adjusting work to accommodate your disability.

The average person in 2022 on disability received $1,358 per month in disability earnings, and the maximum amount anyone could receive is a $3,345 monthly benefit. How much you receive greatly depends on how much you’ve earned up until you were disabled.

Is Social Security Enough to Keep me Living Comfortably or Cover my Medical Bills?

The average monthly Social Security benefit is $1,547.87 per month, including those receiving Social Security Disability insurance benefits. Social Security might be enough to keep you comfortable without a housing payment and below-average living expenses, but then there are medical bills.

You aren’t eligible for Medicare until age 65, and the free portion of Medicare only covers basic hospitalization. It doesn’t cover doctor’s visits, medicine, or other treatments. Medicare Part B has a premium, as does Part D, if you want prescription coverage.  

Social Security income is meant to supplement your retirement savings rather than be your sole source of income.

Do you Pay Taxes on Social Security?

You don’t automatically pay taxes on Social Security income earnings. It depends on a few factors:

  • If you file taxes individually and have a combined income of over $25,000, you’ll pay income tax on SSI benefits
  • If you file taxes jointly and have a combined income of over $32,000, you’ll pay income tax on SSI benefits

Your combined income includes your adjusted gross income from work, investments, or any businesses plus one-half of your Social Security income.

Does Social Security Count as Income?

You must report your Social Security income on your tax returns, on line 6b of the 1040, whether or not you’ve reached full retirement age. This doesn’t mean your income is immediately taxable, though. It’s only taxable if your income, including Social Security, exceeds the limits above.

When do you Stop Receiving Social Security?

Social Security benefits last for as long as you live. You can outlive your retirement funds and savings, but you’ll never have to worry about losing Social Security income, even if you take your earnings before your full retirement age.

How can Trajector Help Me?

Getting your Social Security benefits can feel overwhelming and confusing. Many people give up on the process because they don’t understand what they’re entitled to and what the Social Security Administration needs, especially if they need Social Security Disability benefits and not benefits because they’ve reached retirement age.

Trajector can help you through the process, ensuring you have all the evidence needed to obtain the SSI you deserve. No one should fight the battle alone or feel like they don’t deserve the benefits. You worked for them, and we will help you get them.