The Significance of Purple Heart Day

Serving the country is a selfless act that entails severe risk and sacrifice and should never go unrecognized. Each year on August 7, we honor the United States Armed Forces members who have been wounded or lost their lives during military service with the National Purple Heart Day.

This special day of remembrance is dedicated to all who have sacrificed for our freedom. It’s a chance to express our gratitude and honor the members of the Army, Navy, Air Force, Marine Corps, Coast Guard, and other U.S. military branches who have selflessly served and defended our country. 

Read on to learn more about Purple Heart Appreciation Day, how it started, and how you can honor those who have bravely served our country.

What Is Purple Heart Day?

The Purple Heart is the oldest American military decoration in existence. President and General George Washington created what was initially known as the Badge of Military Merit on August 7, 1782. At the time, the Continental Army lacked funds, so General Washington had the badge made to commend and commemorate soldiers’ meritorious service.

It was made up of a piece of silk and a purple heart-shaped cloth patch with the word “Merit” embroidered in silver. Washington presented the award to only three soldiers who had served with exceptional bravery, fidelity, and service during the Revolutionary War. Washington’s subordinate officers awarded the Badge of Merit to other worthy recipients.

Although it was never formally abolished, the Badge of Military Merit was disused, and it wasn’t until after World War I that the decoration was resurrected. Then, on February 22, 1932, General Douglas MacArthur revived the Purple Heart award in honor of Washington’s 200th birthday. The modern Purple Heart is a gold medal with a purple heart and Washington’s profile in the middle.

The first recipient of this Purple Heart medal was General MacArthur himself. At the beginning of World War II, it was used to honor every soldier wounded in action against the enemy and recognize those with the meritorious performance of duty. The award was modified in 1944, discontinuing it for commendable service and opening it up to any U.S. Armed Force service member wounded or killed in combat.

According to the National Purple Heart Hall of Honor, over 1.8 million Purple Hearts have been awarded since the decoration’s re-establishment in 1932. It has been given to those who served in the Korean War, Vietnam War, Afghanistan War, and other military conflicts.

Purple Heart Day is a vital reminder of the service, dedication, and sacrifice of all those who gave their lives to defend our country. In addition, this day allows us to thank living recipients and honor those who have passed away. 

What Does a Purple Heart Signify?

When they receive the Purple Heart, wounded and killed service members are recognized for their courage, sacrifice, and patriotism. It’s a symbol of honor that commemorates their bravery and dedication to defending our country. This decoration also signals to future generations of military personnel the importance of committing to service despite the risks involved.

The color purple symbolizes the bravery and courage of those who have received the honor. It also represents the pain and suffering of war and shows respect for those who have made the ultimate sacrifice. It’s essential to remember that every Purple Heart recipient has a story of courage, loyalty, strength, and patriotism that can never be forgotten.

Is a Purple Heart a High Honor?

The Purple Heart is among the most prestigious honors in the U.S. military. It’s given only to military personnel wounded or killed in action or who have died from a wound or injury received during service. It is also bestowed posthumously to service members who were killed in action and their families. A high-ranking military official usually presents the honor to the next of kin in a formal ceremony.

Why Is It Called a Purple Heart?

The Purple Heart was first known as the Badge of Military Merit and was made to honor soldiers’ meritorious service. It became known as the Purple Heart in 1932 when General MacArthur revived it. This award is also commonly referred to as the Purple Heart because of the medal’s shape and color, representing its recipients’ courage and sacrifice.

Why Do We Celebrate Purple Heart Day?

The Purple Heart Day history dates back to the award’s creation in 1782 and its revival in 1932. However, the first official celebration of Purple Heart Day was in 2014, when it was established as an annual holiday. The purpose of this day is to recognize the service of our wounded and fallen heroes and to pay tribute to the living recipients of this distinguished honor.

Observing Purple Heart Day shows our appreciation for these brave men and women who have sacrificed for our country. We remember their courage, strength, loyalty, and patriotism and thank them for defending our freedoms.

How To Honor Veterans With Purple Hearts

A veteran with shrapnel wounds because of enemy action is an appropriate recipient of the Purple Heart honor. It’s essential to remember and honor them for their courage and strength. 

The best way to honor these brave men and women is by expressing gratitude for their dedication and support. This can include sending cards or letters of appreciation, attending memorial services and other gatherings, volunteering with organizations that support veterans, and donating to veteran-focused charities.

Best Way To Support Active Duty Service Members on Purple Heart Day

We can honor and support active duty service members on Purple Heart Day by sending letters of appreciation and care packages. These simple gestures of appreciation can go a long way in showing our support for our brave heroes.

Additionally, we can celebrate every military personnel member during Military Appreciation Month in May. This month also includes other military-focused holidays, such as Memorial Day, Armed Forces Day, and Military Spouse Appreciation Day.

How Can Benefits Help Me?

Purple Heart Day is a reminder of the courage and commitment of those who have served in the military. Benefits.com by Trajector Medical can help veterans with Purple Hearts and their families access benefits and resources.

Contact us today for more information and free advice on the available benefits and resources.

Programs and Benefits for Disabled Veterans in California

California receives more discharged members yearly than other states in the U.S. The state is prepared to provide quality assistance to those who have served the country through the California Department of Veterans Affairs (CalVet).

An OEF Veteran or OIF Veteran can access various benefits and services to help them transition to civilian life. California Veterans benefits include education, employment, healthcare, home loans, housing, advocacy, and VA claims. Veterans have dedicated their lives to military service, and California VA strives to provide the highest quality care and services for them and their families in return.

Here’s a comprehensive guide to disabled Veterans benefits in California:

What Are Disability Benefits for Veterans in California?

The California Veterans Disability Compensation is a monthly benefit for Veterans for injuries, conditions, and illnesses incurred while on active duty or during treatment in a VA healthcare facility.

How Do I Apply for Disability Benefits as a Veteran in California?

A Veteran may work with a Veterans Representative at a County Veterans Service Office (CVSO) or Veterans Service Organization (VSO). There are different locations to apply for California Disability Compensation, but not all services are available at each site.

What Is the Process for Getting Disability Benefits in California?

The process for getting disability benefits in California involves the following steps:

Step 1: File a Claim

An applicant files a claim with the help of a Veterans representative from the CVSO or VSO.

Step 2: Acquire Evidence

The disabled Veteran must submit evidence to support the claim. Evidence must be accurate and complete, and the Veterans Affairs (VA) may request more information.

Step 3: Complete a VA Physical Exam

The VA will request military medical records, and the applicant’s nearest VA Medical Center will schedule the requested exams.

Step 4: Get Complete Records Rated

The VA evaluates the records and evidence after completion. The VA pays the maximum benefits the law allows based on the received and rated records.

Step 5: Receive the VA Decision

The VA will notify the applicant of the decision and provide reasons for granting or denying the claim.

What Documentation Do I Need To Apply for Disability Benefits in California?

A California Veteran must submit verified service dates and medical records to the VA. The VA may also request more information, including detailed letters about service experiences, dependents, employment history, and income.

What Are the Eligibility Criteria for Disability Benefits in California?

An eligible Veteran must have a service-connected disability (S/C) or be discharged under other dishonorable conditions. An S/C is not just a combat injury. It could be any injury or illness aggravated while in uniform.

How Much Money Can I Receive for Disability Benefits in California?

Here are the monthly VA disability benefits compensation rates for Veterans:

  • 10% Disability Rating: 165.92 USD
  • 20% Disability Rating: 327.99 USD

Monthly benefits for compensation rates for Veterans with a 30% to 100% disability rating will depend on the Veteran’s dependent status. Generally, Veterans with no dependents receive the following Veterans benefits:

  • 30% Disability Rating: 508.05 USD
  • 40% Disability Rating: 731.86 USD
  • 50% Disability Rating: 1,041.82 USD
  • 60% Disability Rating: 1,319.65 USD
  • 70% Disability Rating: 1,663.06 USD
  • 80% Disability Rating: 1,933.15 USD
  • 90% Disability Rating: 2,172.39 USD
  • 100% Disability Rating: 3,621.95 USD

Can I Receive Both VA Disability Benefits and Social Security Disability Insurance (SSDI) Benefits in California?

Social Security Disability Insurance (SSDI) and VA Disability Benefits are independent, so Veterans may apply and be eligible for both.

What Happens If My Disability Claim Is Denied in California?

The Veterans Administration will notify the claimant if the claim is denied. If the claimant has questions about their claims, they may call (800) 827-1000 toll-free.

Can I Appeal a Denied Disability Claim in California?

Yes, claimants may appeal a denied disability claim in California. An appeal will involve the following steps in strict time limits:

  • Notice of Disagreement (NOD)
  • Statement of the Case (SOC)
  • Formal Appeal (VA Form 9 or equivalent)
  • Hearings (Optional)
  • Board of Veterans’ Appeals (BVA)
  • United States Court of Appeals for Veterans Claims (CAVC)

Remands at the BVA and Court of Veterans Appeals (COVA) levels may also be involved.

Can I Receive Education and Training Benefits as a Disabled Veteran in California?

Eligible service members, Veterans, and dependents can receive educational benefits for California State Approving Agency for Veterans Education (CSAAVE)-approved education and training programs through the GI Bill® benefits.

The Montgomery GI Bill, for example, helps Veterans pay for education and training programs in California Community College, California State University, and other institutions as education benefits. The same applies to Santa Cruz, San Diego, San Francisco, and other cities.

Veterans can only use one VA benefit for education or training at a time.

Are Health Care Options Available to Disabled Veterans in California?

Disabled Veterans can compare affordable, quality health insurance options through Covered California™, a joint partnership with the California Department of Health Care Services (DHCS). It implements California’s federal Patient Protection and Affordable Care Act, allowing applicants to qualify for financial aid to make health coverage more affordable.

How Does California Support Disabled Veterans With Home Loan Benefits?

Homeless Veterans can purchase or refinance a home through the California Veterans Home Loan. It protects homes and investment, allowing eligible Veterans to afford single-family homes, planned unit developments (PUD), condominiums, manufactured homes installed on a permanent foundation, mobile homes in mobile home parks or state parks, and farms.

What Are the Tax Benefits for Disabled Veterans in California?

Through the Disabled Veterans’ Exemption, disabled Veterans get reduced property tax liability on the principal place of residence. There are two levels of the Disabled Veterans’ Exemption:

  1. Basic. Also referred to as the $100,000 exemption is an exemption amount compounded annually by an inflation factor.
  2. Low-Income. Also referred to as the $150,000 exemption is available to qualifying claimants with an annual household income that does ​not exceed a specified income limit, also compounded annually by an inflation factor.

Trajector Medical At Your Service

Trajector Medical is a Veteran-owned and operated company developing medical evidence to support pursuits of VA disability benefits. Are you ready to claim your Disabled Veterans benefits in California? We’re prepared to help. Contact us today!

A Guide to Section 8 Housing in California

The Housing Choice Voucher Program, or Section 8 Housing California, is a housing program designed to help every low-income household rent affordable housing. California implemented Senate Bill 329 at the beginning of 2020 to help address the housing crisis in the state. The bill also allows property owners to rent out low-income housing under the Section 8 voucher.

Do you need housing assistance, or are you a property owner who wants to maximize the HCV program? Here is a comprehensive guide to Section 8 Housing in California.

How Does the Section 8 Housing Program Work In California?

The Section 8 Program housing voucher is an income source that fights housing discrimination, funded by the U.S. Department of Housing and Urban Development. This income is also administered by any local public housing agency in California, providing low-income families with a safe and clean housing choice.

Voucher holders in San Diego, San Francisco, San Bernardino, or anywhere in California can get rental assistance for the following:

● Single-family houses

● Apartments

● Townhouses

Eligible California residents must find housing independently or through the state’s database of qualified housing. A housing specialist shall also inspect the unit to ensure it meets the safety and cleanliness guidelines. Once confirmed, the resident may sign a lease for a year or more.

Property owners who want to rent out for California Section 8 must also ensure that their house or apartment meets the regulations. For example, public housing or residences must be in good condition, and the landlord must sign an agreement with the program.

There are also Housing Choice vouchers from the Public Housing Authority for purchasing a family’s current residence. The California Public Housing Authority pays the landlord or property owner a subsidy on behalf of the buyer. Then, the latter must pay the remaining balance on the monthly rent and comply with additional program guidelines.

What Are the Eligibility Requirements For Section 8 In California?

The eligibility requirements for the HCV program are the following:

● Income Qualifications

● Family Status

● Disabilities

● Citizenship

● Criminal Record

● Eviction History

● Residence Status

The local housing authority considers the household’s annual income and size to determine payment standards.

How Can You Apply For Section 8 Housing In California?

Individuals applying for a Section 8 voucher should contact the local Public Housing Agency. The PHA can provide information on HUD projects and public works, and eligible residents may reach out to learn about the utility allowance, project-based vouchers, rental help, and more.

How Is the Section 8 Waiting List Determined In California?

The California Housing Authority Board uses waiting lists when the program runs out of funds. They are periodically open, and applicants may be added if no funds are available during application.

What Are the Responsibilities of Section 8 Tenants In California?

The responsibilities of tenants include the following:

● Reside in the rental unit.

● Pay the security deposit.

● Pay the rent balance on time.

● Report changes in income or family status.

● Keep the rental units free from crime and drugs.

● Comply with the lease terms.

● Grant the PH access for annual inspection.

● Avoid having guests for more than 14 consecutive days or 21 total days per year.

● Get approval for housemates.

Section 8 participants may be removed from the program if they fail to meet the above criteria.

What Are the Rights of Section 8 Tenants In California?

The Fair Housing Act outlines that every tenant has the right to equal treatment. According to the law, landlords may not charge different rates, limit human services, or deny facility access to renters based on the following:

● Race

● Gender

● Ethnicity

● Religion

● Disability

● Sexual identity

● Sexual orientation

● Familial status

The Section 8 program aims to provide safe and sanitary housing to everyone qualified. If a landlord violates the Section 8 tenants’ rights, the participants may report online or to the Multifamily Housing Complaint Line at (800) 685-8470.

What Is the Maximum Amount a Section 8 Tenant Can Be Charged In California?

Voucher holders must pay up to 30% of their adjusted gross income for monthly rent and utilities. Should the PHA determine that the chosen unit exceeds the fair market standard, the voucher holder must make up the additional amount.

What Are the Rights of Section 8 Landlords In California?

Landlords of Section 8 units can file a complaint if tenants violate the lease, engage in illegal activities, or neglect program responsibilities. Should the property owner suspect Section 8 fraud, they can fill out a HUD complaint intake form.

How Is the Section 8 Voucher Amount Determined In California?

The local PHA determines the payment standard and calculates how much assistance a qualified applicant can receive from the program. Section 8 applicants qualify if their income is at most 50% of the national or city MFI. The program states that a PHA should distribute 75% of Section 8 funds to applicants, making the MFI less than 30%.

How Often Is the Section 8 Voucher Amount Adjusted In California?

An average family has four members, as defined by the HUD, so adjustments depend on the family size. Additional adjustments may also be in areas with disproportionately high or low housing costs.

What Is the Role of the Local Housing Authority in California’s Section 8 Program?

The local Housing Authority (PHA) assists Section 8 applicants in finding rental units that accept Section 8 vouchers. They also determine the fair market rent for units, inspect them to ensure they meet standards, and offer related services.

What Are the Differences Between the Section 8 Program and Other Affordable Housing Options In California?

The HUD manages the Section 8 program, but unlike in public housing, every housing unit is owned by private landlords. Public housing is government-owned and operated, while Section 8 has property owners who accept Section 8 vouchers from the government.

Qualify For Section 8 Housing California with Trajector Medical

Whether you are in Northern California or Southern, Section 8 is an excellent option for many families. Trajector Medical is a veteran-owned and operated company. We develop medical evidence to support your pursuit of the VA disability benefits you medically, legally, and ethically qualify for.

If you aim to apply for the HUD program with your VA disability, we are ready to help. Contact us today!

A Guide to Section 8 Housing in Arizona

The Arizona Public Housing Authority operates the Section 8 housing program to provide shelter for low-income households. This post answers essential questions about the program. Take a look.

What Is Section 8 Housing in Arizona?

Section 8 is a low-income housing program. The local public housing agency (PHA) oversees this administrative plan, providing three ways for income-eligible households to find affordable housing units. These three main programs include:

  1. Tenant-based Section 8: Also known as the Housing Choice Voucher Program, people mostly refer to this when discussing Section 8. The Mesa Housing Authority administers it, and you would pay about 30% of your monthly income for rental subsidies in the private housing market. You can still use your Section 8 voucher if you move to another city or state with a PHA to service the voucher, such as New York.
  2. Project-based Section 8: This rental assistance Arizona program allows tenants to rent in a specific private building. These buildings have landlords who have agreed to reserve apartments in their rental property for low-income households.
  3. Section 8 Homeownership: Some PHAs offer this program to let you buy a home and meet its relevant expenses. Most households that qualify for this program have a disabled member.

How Does the Section 8 Housing Program Work in Arizona?

The PHA under the Phoenix housing department will determine eligible households from those that have applied for housing assistance. At the same time, the United States Department of Housing and Urban Development will administer PHA funds. The local PHA will then distribute housing choice vouchers to eligible families.

What Are the Eligibility Requirements for Section 8 in Arizona?

You must meet at least seven eligibility qualifications for this housing assistance option. Here are the standard Section 8 requirements:

  1. Income Qualifications: When you apply for Section 8 housing assistance in Arizona, your local housing authority will assess your household income and size. You must classify as having very low income to be part of the program. This classification requires that you earn up to 50% of your area’s median income.
  2. Family Status: General guidelines of a “family” include having at least one member over age 62, having a family member with a disability, having multiple members with or without children, or being a displaced household, a tenant from a household that obtained Section 8 assistance before, or a single person who meets none of these criteria.
  3. Disabilities: You would have priority if a member of your family is disabled. Be sure to provide medical evidence that the member in question lives with a disability. See the Arizona Center for Disability Law for more information on disabilities in the state.
  4. Citizenship: Everyone in your household must be a U.S. citizen or have proper documentation of approved immigration status.
  5. Criminal Record: Section 8 housing assistance requires low-income families to have no members with a history of criminal activity. Moreover, individuals convicted of making methamphetamines in public housing and registered sex offenders are prohibited from participating in the program.
  6. Eviction History: Your PHA will look into how well you abided by the tenant rules and regulations before qualifying you for the Section 8 housing choice voucher program. They will then review your rent payment history and connect with your previous landlords.
  7. Residence Status: You must provide eligible documentation that you live within the jurisdiction of your PHA.

How Can I Apply for Section 8 Housing in Arizona?

You can apply for Section 8 housing in Arizona by visiting your local PHA. You may apply to more than one PHA, as there are agencies with long waiting lists. Upon successful application, your PHA can provide a list of locations where you can use your housing voucher.

How Is the Section 8 Waiting List Determined in Arizona?

The Arizona Section 8 waiting list usually depends on a lottery system that determines who is more in need of housing assistance. However, you may receive preference if you have a family member with a disability or is a veteran of the armed forces. In addition, PHAs prioritize households that live in their immediate area. Be sure to update your contact information in case a PHA connects with you.

What Are the Responsibilities of Section 8 Tenants in Arizona?

Section 8 tenants must follow the specific rules that their local PHA establishes, including:

  1. Live in the designated rental unit.
  2. Pay rent on time.
  3. Pay the security deposit.
  4. Report any changes in family status.
  5. Report any changes in income.
  6. Follow the terms of the lease.
  7. Don’t allow guests to stay for over 14 consecutive days.
  8. Request approval for new roommates.
  9. Allow PHA inspections.
  10. Avoid illegal activity.

What Are the Rights of Section 8 Tenants in Arizona?

Section 8 tenants enjoy the rights of other tenants under the Arizona Residential Landlord and Tenant Act and the Fair Housing Act.

What Is the Maximum Amount a Section 8 Tenant Can Be Charged in Arizona?

Under the Section 8 program, landlords can charge up to 30% of a tenant’s adjusted household income.

What Are the Rights of Section 8 Landlords in Arizona?

Section 8 landlords must also follow the rules that other landlords in the state must comply with, including providing a safe and sanitary home.

How Is the Section 8 Voucher Amount Determined in Arizona?

How much a Section 8 tenant can get from their voucher will depend on the area’s fair market rent.

How Often Is the Section 8 Voucher Amount Adjusted in Arizona?

The Section 8 voucher amount adjusts annually to consider increases in income due to employment.

What Is the Role of the Local Housing Authority in Arizona’s Section 8 Program?

The Arizona Housing Department’s PHAs oversee the Section 8 program at the local level.

What Are the Differences Between the Section 8 Program and Other Affordable Housing Options in Arizona?

What separates the Section 8 program from other affordable housing options in Arizona is the strict eligibility requirements for tenants. Generally, there is an income limit for those looking for subsidized housing options in this program.

How To Apply For Disability In New York

If you have ever needed to apply for Disability in New York but are unsure of the necessary steps, or you’re just intimidated by the process, we may have some answers to your questions! Here we can provide legal advice and walk you through the steps of applying for disability. It can seem intimidating and complicated to go through, but we are here to help you navigate!

What qualifies for disability in New York?

SSDI (Social Security Disability) and SSI (Social Security Income) are available for qualified applicants in the United States and those who can no longer work due to disability and are open for these individuals to apply for. These resources are designed to be available for those who are unable to work and are struggling with little to no income, and are having a hard time acquiring their basic needs due to injury, illness, or any other disability.

To qualify in New York, you must not be able to work due to a medical condition, you are unable to do the work you were doing before, you decide that you cannot adjust to working because of your medical condition, your medical condition or disability is expected to last for a minimum of one year and or will result in death. If any of these apply to you, you may be eligible to apply for disability in New York.

Is it difficult to get approved for disability in New York State?

The short answer to this question is yes, getting approved in New York is a bit difficult. Roughly 60% of people who apply for disability or Social Security Income do not get approved due to not meeting the criteria. To get approved in New York, applicants must be able to prove their disability or medical condition will last at least 12 months.

The medical conditions do not have to be occupation related. However, the disability must prevent the applicant from working. This may be difficult for some applicants to prove, as disabilities may range regarding the time required to be taken off from work.

How long can I expect to wait for approval?

The initial disability claims can take anywhere from 30 days to 90 days before getting approved, and if you do get approved you will not be able to receive your benefits right away. You will not be able to receive your benefits until after you have completed a five-month mandatory waiting period. The first benefit will be received on the sixth full month after your disability is found to begin.

How much does disability pay in New York?

Disability benefits are cash benefits paid to the individual who is now rendered unable to work due to a lasting medical condition or disability. The benefits are equivalent to about 50% of the former employee’s weekly work wage for the last eight weeks worked. The maximum benefit payment is capped at $150 a week, whether that’s long- or short-term disability benefits.

What should I know before applying for benefits?

You should know a few things before beginning the application process. You can not get benefits solely based on your doctor saying you are disabled; the SSA has a strict definition of disability, so to be considered disabled you must meet the criteria set by the SSA. You will receive an interview with a Social Security Representative, this will either take place over the phone or in your local Social Security Office. This interview will take at least 1 hour, but you can cut your interview time in half by having all the necessary documents on hand. You should also apply for these benefits as soon as you become disabled, as there are mandatory waiting periods involved in the process—the sooner you apply the better.

Can I submit an online application?

Fortunately, we have a couple of ways to apply for Social Security Benefits. You can apply with a physical copy on paper, or you can apply online. The best way to go about applying is to first see if you are eligible to apply. Then, gather all the necessary information needed to apply.

The necessary items to have on hand and ready for applying are:

  • Birth and citizenship records
  • Marriage or divorce information
  • Names and birthdates of all children
  • U.S. Military Service Information
  • Employment records (for the current year and previous 2 years)
  • Bank information (including direct deposit information)
  • Name and contact info so someone can help you with the disability claim
  • Contact information for all doctors, hospitals, and clinics you have been seen or treated at
  • Job history regarding when the disability began and you became unable to work
  • Your education and training information

These will help the application process go by much quicker and more efficiently. Then you can go to the application page for Social Security Benefits, and complete the application process. After that, submit the completed application, and an NYS Division of Disability Determinations will review your application and decide whether or not you are eligible for benefits.

Can you work while on disability in New York?

Once you have received Social Security Benefits, you are allowed what is called a trial period of up to nine months total over a five-year period to work. This means eligible employees are allowed job protection for this amount of time and still receive disability benefits. This testing period also allows individuals to test their strength and endurance in the work field to see if they are able to return to work without risking the loss of benefits.

How can Trajector help me?

Here at Trajector, we are here to help those who are struggling with disability get the medical and financial help they legally deserve. We know it can be hard or intimidating to get benefits, and we aim to help alleviate any of the additional stress that can come with applying for your benefits. We understand that it can be a very draining and emotional process and seek to help every individual client on a real and personal level.

We empathize with those who have had a difficult time trying to receive benefits and aim to help alleviate these struggles by helping navigate what may seem to be a very complicated and drawn-out process. That’s why we offer legal advice and additional resources to any qualified applicants looking for Social Security Disability benefits in New York State or anywhere in the United States.

A Guide to SSI Benefits for Children with Disabilities

Introduction

Caregivers of children with disabilities can be financially and emotionally strained, not to mention overworked. These young people often require extra care, not just from their parents and schools but also from physicians and therapists. Special equipment, like wheelchairs and hearing aids, can be expensive, so parents of disabled children might wonder what family benefits are available and how to qualify for them. To receive protection under the Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) programs, you need to know eligibility requirements and income guidelines. This article will explain how to qualify and apply for SSI disability benefits for children and how Trajector can help you get started.

Can children qualify for SSI?

In most cases, low-income children and young adults with disabilities qualify for Supplemental Security Income (SSI) benefits and cash assistance. As a program administered by the Social Security Administration, SSI is not only available to young ones who qualify for the disability program but also to certain foster children placed under foster care with an approved adoption agency or adoptive parents. The rules and regulations for eligibility are slightly different in each situation.

What might qualify a child for social security disability insurance?

Consideration for children’s SSI benefits differs slightly from the general disability criteria. When applying for a child who is disabled, the standards for meeting SSI requirements are strict. As a parent with limited income, your little one must have a medically determinable severe impairment that will last at least 12 months or result in death. Some of the most common types of disabilities related to children that the social security benefit covers include:

  • musculoskeletal disorders
  • mental retardation
  • blindness or visual impairment
  • deafness or hearing impairments
  • speech disabilities
  • neurological disorders
  • cancer, heart condition, or respiratory disorders

Read this article for more information about what qualifies as a disability for a child.

How much money can you receive to take care of a disabled dependent?

Social Security offers cash benefits to families caring for severely disabled dependents. One parent can usually receive up to $914 per month, and a married couple can receive up to $1,371 per month. Benefits for dependents with disabilities vary by state, so the amount received will depend on where you live. Also, the SSI disability benefit the family is entitled to is subject to any countable income your disabled child receives from other sources. Take that into consideration when applying.

How do you apply for disability on behalf of a child?

Once you’re confident that your child meets the childhood disability SSI eligibility criteria for a severe medical condition, begin putting together the necessary documentation to establish their disability. A medical opinion by a doctor, a diagnosis of the child’s disease, and evidence of how it affects your child’s educational and developmental progress are needed. Then you can inform the Social Security Administration that you want to apply for SSI for your qualifying child. Alternatively, call them at 1-800-772-1213 and ask to file for disability for your child.

 

Here’s our extensive guide on how to file for disability.

Is it hard to get approved for child benefits?

Yes, this is an all-around tough process. A denied disability claim is usually not always the fault of the applicant. Not all children with disabilities are eligible for benefits, and not all eligible children are approved or have a correct account. Strict interpretation of disability, income limit criteria, and lengthy paperwork mean you must jump many hurdles to get the support you need. You will likely be rejected at least once, so don’t get discouraged! Take another look at your application and ensure you’ve followed the instructions carefully.

Does the SSA qualify ADHD as a childhood disability?

Yes. SSA recognizes ADHD as a Neurodevelopmental Disorder under the umbrella of mental health disorders for which Social Security disability benefits are available. More specifically, if severe functional limitations cause marked restrictions in primary aspects of life, the SSI benefits for children with ADHD can be approved. Remember, though, that it is up to the SSA’s discretion whether or not a minor deserves coverage. So the SSI payment is not guaranteed no matter how qualified you are as an applicant.

Do mental illnesses qualify as childhood disabilities?

Yes. The SSA has to come up with a decision on how to classify your child’s disability. The Blue Book of Mental Disorders includes schizophrenia, bipolar depression, autism, and other mental health conditions that psychiatrists commonly treat. Since mental illness is a psychological or behavioral disorder that seriously affects a person’s thinking, feeling, and mood, the SSA will likely accept it as a childhood disability. While the SSA considers what qualifies as an extreme dysfunction on a case-by-case basis, mental illness would probably be eligible.

How will I know if my child is approved for SSI?

SSA will write you a letter that includes their decision. Typically, it takes 3 to 5 months to receive this notice. Sometimes they will contact you to clarify or get more information. If you disagree with their determination, you can request a hearing to dispute the matter. Within 60 days of receiving the letter of disapproval, you must complain about the denial by filling out a complaint form or reaching out to a local Social Security office near you.

For how long will my child be able to collect SSI?

An SSI recipient will receive benefits until age 18 when the teenager becomes ineligible. Monthly payment amounts change each year. So it’s important to check the Social Security website for updates. Besides receiving SSI, the physically impaired or special needs child can qualify for other benefits. For example, Medicaid coverage, a health care program for low-income earners, can cover these children’s medical costs. Also, your child may qualify for special education programs available in your state.

How soon can survivor benefits be set up for a child?

As soon as the child’s parent passes, the surviving spouse or guardian can make a formal request on behalf of the child to access the financial aid cover. Immediate survivor benefits may not be available for the month of the parent’s death because records need to be processed and approved. Automatic payment cannot happen right away. How quickly the Social Security Administration grants or disburses the benefits depends on various factors, such as the time it takes to receive the required documentation and review the suitability of the case.

What should I know before applying for disability for my child?

  1. Supplemental Security Income (SSI) funds the child support, medical, and living expenses of disabled children from low-income families.
  2. Children with disabilities are eligible for other government assistance programs like the Supplemental Nutrition Assistance Program (SNAP) under the Social Security Act, depending on their needs and circumstances.
  3. Apart from Medicaid services, a child who has a disability and needs additional assistance may also qualify for health insurance under a State Children’s Health Insurance Program (SCHIP) or an equivalent program like the Federal Employees Health Benefits (FEHB) or the US Family Health Plan (USFHP) and the National Guard or Reserve Members and Families health plan.

How can Trajector help me?

Trajector will work with you to explore all possible paths to obtaining government or private health insurance for your children. By working with a physician and allied health specialist, Trajector can assist in gathering the medical evidence needed to qualify for medical and physical therapy benefits.

A special needs child’s parent with low income and limited resources stands a better chance of gaining from a support system if they have a professional advocate to guide them through the perplexities of the medical assistance system.

Trajector represents families at all levels of appeal, helping them to gain approval with the Department of Human Services while working with the family to pursue maximum medical or financial compensation from insurance companies.

Government Benefits for Seniors Over 65

Whether it’s government benefits or financial assistance, finding the right benefits for senior citizens is challenging, especially with the influx of confusing information out there.

In this short guide, we’ll discuss all you need to know about government benefits and list the available benefits for seniors in the United States.

What are all the available benefits for senior citizens?

There are many benefits for senior citizens over 65.

These programs offer reduced or free cost options, including:

  • Health care
  • Housing assistance
  • Transportation services
  • Food and dining
  • Recreational activities

Some of these programs include:

Social security Administration

The Social Security Administration (SSA) is a government agency that offers financial support to American seniors who are over 65.

The funding source is payroll taxes withheld from the paycheck of working Americans.

The Social Security Administration tracks everyone that pays into the system.

This ensures seniors have sufficient retirement savings by investing the money into special securities systems accessible through specific programs like the Medicare savings program and social security retirement insurance benefits.

Reverse Mortgage Program 

Seniors who meet the requirements of the Reverse Mortgage program may qualify for a guaranteed monthly income payment. The requirements include the following:

  • Minimum age 62
  • Have their home
  • Have reasonable Value in home equity

The most appealing feature of the HUD Reverse Mortgage program is that as long as they reside in their home, older homeowners don’t have to:

  • Repay the money received from the program; or
  • Pay for interest on it

Medicare

Retirees don’t have to worry about their health coverage or the expensive cost of insurance plans. Thanks to Medicare – one of the most popular federal government programs for seniors.

Here’s how Medicare works:

Medicare Part A offers hospital insurance that is free of charge for most retirees.

Medicare Part B offers medical care and doctor’s visit at $148.50 monthly- some retirees may pay more.

Medicare Part B premiums can be removed from the beneficiary’s security payment, meaning there’s no bill.

Some Retirees may qualify for supplemental Medicare Part D, meaning that the Government covers the prescription cost.

These senior benefits can help people above 65 live a healthy and financially secure life.

Other additional benefits for seniors above 65 are:

  • Social security disability insurance (SSDI)
  • Supplemental Security Income
  • Veterans Health Administration (VHA)

What are medical flex cards, and how do I get one? 

A Medicare flex card is a debit card preloaded with a specific amount of money designed to cover certain health expenses.

Despite being called the Medicare flex card, this card is not issued by Medicare. But, a promotional process from private health insurance companies encourages people to apply for their Medicare plans.

Getting a medicare flex card starts with knowing the right private health insurance provider that gives away this card to encourage people to sign up for their Medicare Advantage Plans.

The flex card is scarce despite the recent uptick in internet advert.

For instance, the card may be offered by a specific private insurance company in a state and only available for customers who meet specific criteria and are on a select plan.

To apply for this card, contact a Medicare Advantage provider. Ask for information about the amount available, services covered, etc.

What are the criteria for senior benefits? 

Individuals classified as seniors have different eligibility requirements for receiving disability benefits. However, the employment requirements do not determine them.

To become eligible for senior benefits, you must be over 60 (assuming you pass other eligibility areas like the citizenship requirements).

The resource and income limits are higher to enable seniors to live comfortably.

In some cases, individuals above 60 must be unemployed to receive these benefits (although they may still be working). That’s why it’s important to know when to apply for social security.

Other programs are designed for seniors, depending on their location and eligibility.

These programs are funded through state and federal programs but run through local agencies like food banks and social service agencies.

To become eligible as a disabled senior, there are some options.

These programs have strict eligibility requirements and lots of documentation.

However, once a disability application is approved under SSI or a related state program, you can become approved for other disability services and programs.

When your application is approved, the SSA will assign a caseworker. A caseworker can help apply for other programs. In addition, you can assign someone to represent you for meetings or interviews regarding your benefits.

How much do you receive in monthly retirement payments?

It’s difficult to predict how much a senior can receive in monthly retirement payments.

The average social security benefits are expected to reach $1,827 per month in 2023. The highest possible social security benefit for a senior who retires at the full retirement age is expected to be $3,627 in 2023.

Can you work while receiving social security benefits? 

One of the most common questions among people is whether social security counts as income and whether an individual may work while receiving benefits.

It is still possible to get social security retirement and work simultaneously. However, remember that there’s a limit to how much they can receive.

SSI may reduce their benefit if a senior is younger than the full retirement age and earns above the yearly earning limit.

If they’re under full retirement age for the whole year, $1 will be deducted from the benefit payment for every $2 they earn above the yearly limit. The limit for 2022 is $19,560.

If their earnings are above the limit for the year and they’ll receive retirement benefits for some parts of the year, some special rules apply to earning for a year. For example, the special security disability rules after 50 allow social security to pay a full advantage for any month they consider you retired, irrespective of the individual’s yearly earnings.

How long does it take to get approved for senior benefits?

The social security approval process can be speedy, but because it is a government program with many applicants, waiting for up to six weeks to get approval is normal.

Remember that this timeframe only applies if everything works as expected.

Suppose your application contains incorrect information, such as an error in your social security number or birth date. In that case, you can expect a denial and start the whole process again.

Remember that non retirement social security benefits like disability may take up to 5 months for approval.

How Trajector can help me 

Trajector is committed to helping older Americans receive their entitled benefits on time.

With over 45 million American seniors above the age of 65 and more retiring and aging out every year, using the help of a benefits expert is a good step.

Trajectory works with industry professionals to support the legal protection and care that older adults desire.